Justin and Jamie are a dynamic duo. They get the job done and advocate for their clients. If you are looking for a great mortgage lender, look no further.

Excellent to work with! Responsive, proactive and outstanding service. A true partner in the escrow world. Looking forward to our next closing together!

I appreciate Justin hands on approach to business and staying on top of the entire process.

As a first-time home buyer, I couldn’t have asked for a better experience. Justin Wager, The Mortgage Man, was incredibly knowledgeable, patient, and responsive. He took the time to explain every option, answered all my questions, and kept me informed throughout the entire process. His guidance and dedication made the experience smooth and reassuring from start to finish.

Justin has been great to work with. He's responsive, knowledgeable, and always focused on keeping the process moving smoothly. His communication is clear and consistent, and he's proactive about staying ahead of his files. I've really appreciated the teamwork and reliability. Justin truly is The Mortgage Man!

justin made process so easy ... and hes on top of everything ... look no further .

Justin the Mortgage Man was amazing to work with. He made the entire mortgage process easy and stress-free, always communicating clearly and answering questions quickly. His knowledge, professionalism, and dedication really stood out, and he worked hard to get the best possible terms for us. Not to mention cleared to close in record time. Highly recommend Justin to anyone looking for a trustworthy and reliable mortgage professional!

Shoutout to our amazing lender Justin. 👏 Always a pleasure working with true professional. Justin is Professional, communicative, and client-focused. Thank you for getting our clients Ben & Crystal to the closing table . We did it …

The Mortgage Man is top-tier, the best in the business. He has been a close friend for many years and never steered me the wrong way, most recently helped us with a home loan got us the lowest rate and the best service around. the process was very easy. We had constant communication. I would highly recommend. He’s a type of guy that if you needed help in the middle of the night and called he’d say who’s driving.

Justin is The Mortgage Man. He is knowledgeable and very responsive. He provided us with quick feedback, clear answers, and helpful advice. He explains everything thoroughly, and you can tell he always has your best interest at heart. Life happens, and he helped us stay on top of things when needed, clearly outlining expectations and letting us know what items were urgent. He set us up for success by preparing us for what was needed and what to expect throughout the process. He even got our mortgage loan processed and cleared to close quicker than we ever anticipated, just in time for the holidays. Thank you, Justin you were exactly the Mortgage Man we needed on our side.

Justin was amazing! Made our VA loan process super smooth and stress-free. My husband is a veteran, and we are super appreciative with how knowledgeable he is with military buyers. He was very attentive, answered all our questions, and truly cared about helping us. Highly recommend!

Justin made my VA loan process super smooth and stress-free. As a veteran, I really appreciated how knowledgeable he is with military buyers. Great communication, honest, and always willing to help. Highly recommend!

Justin and his team are excellent communicators and always professional. They take great care of their clients! Highly recommend!

Justin is a wonderful mortgage broker who is solid in his craft. He’s personable, knowledgeable, and provides quick communication day or night. We closed on our home in record time and had smooth sailing from start to finish. Thank you to the “mortgage man” for walking alongside us throughout the process. We appreciate his time and effort!

Justin was able to help a client of mine who needed funds. He was able to start and get them funded within 1 and a half weeks! He’s the expert in this industry. I wouldn’t recommend anyone else.

Justin made this experience extremely easy and painless from day 1 to the finish. He called me immediately each time there was an update and kept me updated along the way. He responded to all texts and phone calls immediately. I couldn’t have asked for a better experience than the one I received. I’m forever grateful for your assistance, Justin. Thank you so much.

Gracias por la atención! Encantada con el servicio que me dieron, los recomiendo a quien desea ayuda con una hipoteca!!

Justin, Knocked it out of the Park!! He helped an employee of ours from application to closing on a brand new home she was able to purchase. Thanks for all the Help!! You went above and beyond what a normal broker would do.

After one conversation with Justin Wager, all the uncertainty we had regarding the market, interest rates, and our purchasing power drifted away. What an experience! Still pinching ourselves when we think of how hard our loan originator worked to get us an amazing rate despite the environment of the past couple years…We highly recommend Mr. Wager…

Working with Justin Wager was an absolute pleasure! As a Realtor®, I truly appreciate when an LO makes the process smooth and stress-free, not only for me, but especially for my clients. Justin went above and beyond in helping the Lara family secure financing for their very first home. His communication was clear and consistent, he kept us updated every step of the way, and he showed genuine care for making sure everything moved along seamlessly. I highly recommend Justin to anyone looking for a knowledgeable, professional, and client-focused loan originator.

Justin was incredibly responsive, professional, and knowledgeable throughout the entire process. He answered all my questions promptly and made everything smooth and stress-free. I highly recommend him to anyone looking for a lender who truly goes above and beyond.

If you want someone who works with you, not just for you, someone who’ll go to war for your approval like it’s his own Justin Wager is your guy. Five stars doesn’t even come close. This dude is a legend.

If you’re looking for a mortgage broker who actually gives a damn, look no further than Justin Wager. This guy is a straight-up powerhouse. From day one, he rolled up his sleeves, dove into the details, and never let up until we were fully approved. He made a process that’s usually stressful and overwhelming feel like a smooth, well-executed mission. Thank again buddy!

Great service and advice. Highly recommend.

Justin and his team did what others said was impossible. He went to work for us and got the job done. We strongly recommend that anyone looking to purchase a new home seek his advice. Great job Justin!

Working with Justin on a recent transaction was a fantastic experience from start to finish. His professionalism, deep market knowledge, and commitment to client success made the process smooth and stress-free. I recommend Justin to anyone looking for a trustworthy and experienced broker!

Justin did a great job staying on top of the closing process! I would be happy to work with him again.

Thank you for having patience with us. We loved working with you!

Justin is super awesome and communicative! We faced a lot of obstacles while we were working together and he was positive the whole time! He had the best terms and the best processes, I will definitely be using him again and referring him to all of my clients! If you are looking for a lender who is honest, positive, and educated Justin is your guy!!

Justin did an amazing job on my loan. We had some setbacks on the loan but Justin adapted and got what we needed to get done to get the funding to the finish line. Extremely professional and genuinely cared about me as a person and was very personable during the process. He is the type of guy you continue to do business with because of the relationship he has with an individual personally and not just the business. Very happy as an investor on my transaction and will be using him again in the future.

This is the guy you need working for you. He treats you as his top priority and he knows how to get you exactly what you are looking for!

Justin is my go-to mortgage lender—not just because he's fast, reliable, and honest, but because I’m convinced he has some kind of financial sixth sense. He somehow makes the terrifying mortgage process feel like ordering takeout: easy, quick, and strangely satisfying. While others are still trying to figure out what “escrow” means, Justin's already three steps ahead, calmly sipping coffee and getting your approval letter. If mortgage lending were an Olympic sport, he’d have a gold medal, a Wheaties box, and a Netflix documentary by now.

Justin made our first home-buying experience so easy and stress-free. He walked us through every step, answered all our questions, and made sure we felt confident throughout the process. We couldn’t have asked for a better lender—highly recommend him!

Justin made our dream home a reality!! We had explored several different lending options trying to buy a house and nothing was working for us. Justin and his team made it happen in what seemed like a blink of an eye!!! The look on my family’s face’s when I was able to tell them they were getting their house is one I will never forget and we owe it all to him!!l He’s not just a mortgage broker. He actually cares about the people he serves and we couldn’t have done it without him!!! Thank you Justin from the bottom of our hearts!!!! Just when we were beginning to think our dream was out of reach you made it happen!!!!!!!

Our Highest Recommendation!!! We are so incredibly grateful for the guidance and support we received from Justin, throughout our home buying journey. From day one, he was professional, patient, and genuinely invested in helping us find the right place. His knowledge, attention to detail, and calm demeanor made the process feel manageable—even when things got complicated. Thanks to his very hard work, we were able to close on our new home, and we couldn’t be happier!!! We are so Thankful for every reassurance email sent to my husband and I. We are again so grateful, and give all the Glory to God, for putting us in Justin Wager’s path. Highly highly highly recommend Justin Wager, “The Morgage Man”. He is definitely the MAN!!!!! Seek him for your next home buying Needs!!

Justin and I have worked on a few deals together over the last few months. He’s a standup guy who knows the real estate industry top to bottom. Absolutely love working with him on finding the best solution for his clients. If you’re in need of a mortgage broker who will put your needs above all others, Justin is your guy.

Justin and his team amazing. They have the knowledge and connections to ensure your loan flows smoothly through the process and closes on time. His communication is unmatched and you will never feel out of the loop. I always look forward to working with him and his team.

It’s always a pleasure working with Justin, the Mortgage Man! We recently had the opportunity to close a refinance for his clients, and the transaction was seamless from start to finish. Justin is professional, communicative, and truly advocates for his clients every step of the way. His attention to detail and timely coordination made our job easy. Looking forward to working together again soon!

If you are looking for a reliable, professional and knowledgeable loan officer, Justin is the person you are looking for all your mortgage needs.

Justin did an amazing job helping us navigate the cash out-refi process. He was able to get a great rate, and worked tirelessly to get us where we needed to be! His communication and responsiveness made the process easy, and he was able to get us to closing quickly! His transparency, patience, and honesty are unparalleled. You can’t go wrong trusting Justin with all your mortgage needs!

Justin was absolutely amazing! He went above and beyond to make sure we were taken care of and ensure that we got the absolute best deal that worked for US! Rest assured that he will work tirelessly for you. You’re in GREAT hands with The Mortgage Man!

My husband and I just had the best experience with Justin. We purchased our first home together and Justin made the process so incredibly simple and stress free. Thank you Justin for helping us buy our forever home and getting us the best possible rates. We absolutely recommend him and give him 10/10!

Justin is just amazing; he helped my friends with an unconventional mortgage because they did not qualify for traditional mortgages. Justin is definitely a very knowledgeable and caring professional.

He provides very valuable information, and competitive rates. Justin is in it for the buyer, and provides valuable advice for the whole process. I highly recommend working with him for your home-buying or refinancing needs!

Justin & his team were professional, collaborated perfectly with our title team and closed 10 days early! They were truly a pleasure to work with, the buyer was thrilled to close early and get into his new home! Thank you Justin and Jamie Lynn!

Justin and his team were on top of all communication and made it so easy to work with them for a smooth transaction for everyone. We always appreciate when everyone works well together!!

Justin gets the job done with his clients best interest in mind.I will suggest him for all of my clients lending. Thanks for such a smooth transaction Justin..

Wow!! What an amazing experience!!! Justin and his team absolutely killed it. Closed in less than 30 days they were on top of it 24/7 it seemed like. Over the top communication and best part was it didn’t take me any extra time off to get it done!! Justin you and your Team are amazing and thank you from the bottom of my heart for making this an easy experience for me!! I owe you a beer!!!

We had a fantastic experience working with Justin! One of the things that stood out the most was their availability during evening hours, which was a huge bonus given our busy work schedules. It made the whole process so much more manageable and less stressful. Justin was always responsive, professional, and willing to answer all our questions. On top of that, they really took the time to prepare us well, making sure we were fully versed and confident heading into closing day. It's clear he truly cares about his clients' success!

My partner and I just recent purchased a home in San Antonio. We moved cross country, so it was important that we found someone who not only has experience working with clients long distance, but also someone who communicates well. Justin was not only able to provide a great experience for us, he was very knowledgeable, did his research, and kept in touch with us the entire time. We’ve already started referring friends and family to Justin and will continue using his services in the future. Justin, thank you for taking the time to get to know both of us, and ultimately helping us achieve everything we wanted with our new home!

I had an outstanding experience working with Justin as my mortgage broker. From the very first meeting, they were incredibly knowledgeable, approachable, and dedicated to helping me find the best mortgage solution. They took the time to explain every step of the process, answered all of my questions, and ensured I understood my options. Their expertise helped me secure a competitive rate that I wouldn’t have been able to find on my own. What really stood out was their personalized service – they made me feel like a priority and were always available when I needed them. I highly recommend Justin Wager to anyone looking for a reliable, professional, and trustworthy mortgage loan officer.

Working with Justin Wager has been an absolute pleasure! His exceptional communication skills, efficiency in document preparation and delivery, and all-around dedication to excellence make every transaction smooth and stress-free. Justin's professionalism and attention to detail consistently stand out, ensuring that both Jesse and our ENV Title team can rely on him every step of the way. If you're looking for a mortgage broker who truly goes above and beyond, Justin is the one to trust. Highly recommend!

Very nice Justin working with you and your team, spot on throughout the entire loan process. You and your team are fanmortgagetastic.

Working with Justin was the best decision I could have made. I recently made a cross country move from WA to TX and I was referred to Justin by my broker, Ryno Realty (10/10 highly recommend). Since day 1, Justin was on top of EVERYTHING. Always communicating information as soon as he received it and providing regular reminders. He made me feel like his #1 priority and made the process as smooth as possible. He's very thorough, does his research, and will never try to sell you on anything. I really appreciate his candor, honesty, and taking the time to build that trust with me throughout the entire process. I will definitely be referring him to everyone I know. Cross country moves are STRESSFUL and he alleviated so much of that, so I could focus on me, my family, and the move. If you're moving to San Antonio, look no further, Justin's your man!

Justin is a top notch mortgage lender and he made the transaction for me and our buyer very easy and streamlined. Super responsive and frequently followed up. Looking forward to future transactions!

This will be the 2nd time I have used Mr. Wager and I have to say that it was the absolute easiest process in the world. Great to know that someone is in it for the customer and during this whole process kept me up to date on rates, findings, and shopped my rates to get the lowest lock until the very end, as well as shopped to get me some MASSIVE DISCOUNTS!! If you are looking for someone to help with finding the lowest rate and being aggressive towards finding you the best deal then he is your man; absolutely impressed!! Once again my family cant thank you enough for all your hard work and personal touch you gave us during our home buying experience and if we ever need anything in the future theres no doubt who i will use… THE MORTGAGE MAN!

Amazing Service, great communication and very professional

Justin is very knowledgeable! He’s easy to work with, attentive to his phone and very hard working. I recommend him for all your mortgage needs!

Justin is very knowledgeable at his profession. Answered all questions I had and gave me spot on advice of the whole house buying process. Thank you for all the help Justin!

As a Realtor, I appreciated how professional Justin was with my clients as well as myself. The transaction process was smooth and easy. I will absolutely recommend him and use him in the future.

Justin Wager is an amazing mortgage lender. He will work harder than anyone to do what’s right for you and find the loan that meets yours needs. He cares about his clients, business partners, and gives you his all with every deal. Thank you Justin and I highly recommend using him!

Didn't do much for me!

Professional, courteous and knowledgeable. Justin is definitely the guy to call.

Justin did a great job with my buyers- they were ready to go 13 days before closing! He knows his product. Buyers were thrilled!

Justin is absolutely the mortgage man! He got us a shockingly low rate and ensured we had everything needed to close 15 days ahead of schedule. If you need someone to get you the right numbers, on-time he is the one! He was incredibly helpful in helping us figure out how much home we could afford and held our hands through the whole process.

Justin is great! He was very responsive, honest and realistic! He has great communication, even on a weekend if we had questions. If you are looking for a mortgage company with someone who will help you get you a great rate, real, honest, responsive, always watching out for your best interest, give this guys a call. Thank you Justin! My husband and I appreciate you!

Justin lead me step by step and communicated everything in advance . He also followed up to make sure I had no questions or concerns . I will use him again and I recommend him for anyone’s mortgage needs .

Awesome service. Highly recommend

Outstanding service and professionalism throughout the entire process. He truly cares about his clients and wouldn’t trust anyone else to help my wife and I going forward. Justin is someone you can rely on to have your best interest in mind when it comes to getting a loan.

Justin was an amazing lender to work with as a real estate agent. He helped our client purchase his first investment/Multi family home and communicated extremely well throughout the whole process. Our team looks forward to continue working with him for many more deals to come!

Justin was awesome to work with. He is on top of it, communicative, AND got our client an AMAZING interest rate almost unheard of in this market that made my jaw drop. Give Justin a try and let him surprise you!

I found Justin on the Nextdoor app and his ad caught my attention. I shared his information with my son. Long story short, Justin played a vital part in my son’s loan process to purchase a Fourplex. It was a rough ride, but, Justin’s work ethic, communication skills, experience, availability, and quick responsiveness when needed helped make this purchase a success. My son couldn’t have done it without his help and expertise. I highly recommend him!

Justin is extremely responsive, a great communicator and down to earth. You won’t regret calling him!

My mother referred me to Justin and I’m so glad she did. I was immensely impressed with how he conducted himself, his amazing communication, his resilience when things didn’t go our way (and mistakes out of our control were made) and overall imparting of knowledge throughout the process for a somewhat newer investor like myself. There were multiple hurdles through my first property (Fourplex) purchase but Justin worked diligently on my behalf to help ensure that I would get the most money in my pocket and that the deal would go to the closing table. Justin grinds for his clients and I think anyone would be crazy to not partner with him!

Justin is great. He was recommended by a friend and he did great.

Justin came highly recommended by a friend of the family. He was able to determine our needs, provide multiple options and explain in detail the best path forward. He helped us navigate our options and presented them in a clear and easy to understand manner. Through his network of lenders we were able to obtain the exact solution we needed! Thanks to his professional attitude and hard work he has won our business forever. 100% would recommend.

Super easy and quick process for getting a HELOC!! I will be recommending this to all my clients and friends!! Thank you so much Justin!

I've known Justin for over 20 years, both professionally and personally. Regardless of our personal relationship, and Justin insisting that he would get me the best deal, I still performed my due diligence and shopped the competition. While shopping around, I realized that while I wasn’t going to be saving a ton of money by going with Justin, I was still going to get the best deal with him. I also came to realize that by dealing with Justin, I was dealing with an individual that has something to lose if we do not succeed together. Shopping for a home and mortgage is no joke and not for the faint of heart. Multiple times during the process when I felt confident or comfortable, something happened that put the process, from my point-of-view, into a tailspin. From a difficult underwriter to a lower-than-expected appraisal, Justin stepped up to the plate and showed his teeth. He will communicate all things: things that you want to hear and things that you do not with 100% honesty, while at the same time letting you know when to worry and when not to worry. I text messaged him at all hours of the day. I called him whenever I was unsure about something. Every time, he communicated back with me instantly and provided the information needed. You are not going to get this level of personal treatment from a corporate-type bank. I was not a number, I was a name, and Justin fought for me to get the house that I wanted. Unless you are in the business, you NEED a high-performance mortgage broker. Someone who is professional, has an excellent work ethic, great communication skills, and unwavering integrity to pull everything together. Someone that isn’t afraid or not confident enough to grind themself away for you and your family. Just the other day, Justin asked me if I would take a few minutes to leave him a review. Initially, I felt that any review that I left him would be somewhat biased because of our personal relationship. But then I thought back to all our conversations during the homebuying process where I thanked him for going above and beyond for me, and he said, verbatim, “This is what I do for all of my clients.”. Hearing that it made it very easy for me to write this review for him and suggest that you trust this man to get you into the home that you and your family want and deserve. Thank you, Justin, for helping my family and I achieve a goal and dream of ours! Justin Wager, The Mortgage Man, VERY HIGHLY RECOMMENDED!

Seamless transaction

Great experience! Smooth transaction! Thank you!!!

Justin took great care of my client and provided lots of options to get the job done. Great job!

Exceptional customer service! Justin made it super easy throughout the entire process when purchasing my house. Key point communication. Definitely trust the process when working with him. Straightforward and has the best interests in his clients. Will definitely do business with him again in future. Thank you again Justin!

If you are in the search for buying house, but do not want to speak to many different brokers, Justin is your guy! He is 100% transparent and honest with you. He truly cares about his clients. He will not beat around the bush just get your business. He is also pretty spot on what you may be looking at overall, financially speaking. Also if you have not found a realtor to work with, he can recommend some amazing people!

I would highly recommend using Justin for your mortgage loan needs. He is conscientious and knowledgeable. You will be in good hands with him.